Which of the following is not an additional coverage under the building and personal property coverage form?

Changes to a CPP must be made by adding a(n):
A. Rider
B. Endorsement
C. Supplement
D. Provision

Vacancy on a commercial property policy is defined as more than ___ consecutive days:
A. 45
B. 30
C. 60
D. 90

On a commercial property policy, the exclusion relating to no coverage after 60 consecutive days of vacancy applies to:
A. Vandalism
B. Wind
C. Fire
D. Hail

For nonpayment, insurers canceling commercial policies must give ___ days advance notice:
A. 45
B. 60
C. 30
D. 10

On a CPP, inter line endorsements do all of the following EXCEPT:
A. Minimize the number of endorsements needed on the policy
B. Only apply to commercial liability coverage
C. Could apply to more than 1 coverage part
D. Eliminate duplicate language

All of the following are cause of loss forms that may be added to a Commercial Building and Personal Property Coverage Form EXCEPT:
A. Broad
B. Comprehensive
C. Special
D. Basic

Which coverage or coverages are mandatory under the commercial package policy?
A. Commercial liability and auto
B. Any 2 lines of insurance
C. Commercial property and liability
D. Commercial property and crime

Insured often add the optional commercial glass coverage form to their CPP for all of the following reasons EXCEPT:
A. The basic cause of loss form does not cover glass windows
B. The special cause of loss form contains the same limits as broad form
C. This optional endorsement is provided at no extra premium charge
D. The broad cause of loss form limits glass coverage to $100 per pand and $500 per occurrence

When a policy is written for the named insured, the rates for a dwelling under construction are based upon:
A. Completed value
B. Average value
C. The value reported to the insurer each month
D. Depreciated value

All of the following are common conditions in a CPP EXCEPT:
A. Insurers must give 10 days' advance notice when canceling for nonpayment of premium
B. Only the first named insured may cancel the policy
C. The insurer may inspect the insured's books and records up to 3 years after expiration
D. Buildings are considered vacant unless 31% or more of the rental units or floor area are occupied

On the commercial building and personal property form, all are true about the deductible EXCEPT:
A. The deductible applies per occurrence and per building, if more than 1 building is covered on the policy
B. The deductible applies after calculating coinsurance penalties, if any
C. The standard deductible is $250
D. A $100 deductible may be purchased for a higher premium

All of the following are true about the builders risk coverage form EXCEPT:
A. The amount of risk increases as the building is completed
B. There is no coinsurance requirement
C. Trees, shrubs and plants are not covered
D. Coverage terminates upon completion of construction

Which coverage may not be added to a commercial package policy
A. Liability
B. Workers' compensation
C. Crime
D. Property

All of the following are true about business income coverage EXCEPT:
A. Profits may be covered
B. It is indirect consequential coverage
C. It is subject to coinsurance Requirements as selected
D. It is written with a deductible

A CPP coverage part includes all of the following relating to a single line of insurance EXCEPT:
A. Endorsements
B. Common policy conditions
C. Coverage forms
D. Declarations

An optional commercial property coverage that automatically increases the limit of insurance by an annual percentage shown in the declarations is called:
A. An extension of coverage
B. Coinsurance coverage
C. Inflation guard coverage
D. Agreed value coverage

On a CPP, the common policy declarations state all EXCEPT:
A. A list of all covered cause of loss
B. The policy period
C. A schedule of coverage parts and premiums for each
D. The named insured and type of business

Which commercial cause of loss form covers theft of business personal property?
A. Broad
B. All
C. Special
D. Basic

Which of the following would not be covered under the building and personal property coverage form?

Which of the following would not be covered under a Builders Risk coverage form?

Which Coverage form may not be added to the commercial property coverage part?

Which of the following is not included in the personal effects and property of others extension under building and personal property coverage form?