What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

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Join KAMM – 2022

KAMM offers three membership levels: Individual ($25), Student ($10); and Agency/Organization ($250).  Membership is based on the calendar year (January 1 – December 31). 

Link to Join KAMM.  Pay by Check or by Credit Card. 


Thank you for attending our Conference!

2022 KAMM Conference

KAMM Family Reunion: Rooted in Mitigation

Holiday Inn Cincinnati Airport in Northern Kentucky 
September 19 Preconference Workshops and Activities

September 20 – 22 Annual Conference

Check out our Sponsors!  2022 Sponsors

KAMM 2022 Conference for recap info


KAMM Fall Newsletter Now Available!

In This Issue

A Note from the Chair

A Note from the Vice Chair

KAMM’s Community Mitigation Grant Fundraising – Giving Tuesday

KAMM Sponsor – GPD – Thank You!

Welcome to new KAMM Members

2022 KAMM Conference Recap

Thanks to our Exhibitors!

KAMM Regions

KAMM Committees

KAMM Sponsor – AECOM – Thank You!

ASFPM Certified Floodplain Manager (CFM) Program

Announcing Damage Assessment and the Declaration Process Workshops

Eastern Kentucky Disaster Guidance Links

Grant Funding Announcements and Resources

Video Opportunities

FEMA Program Updates and Releases

KAMM Sponsor – RES – Thank You!

On-Line Training Opportunities

Kentucky Updates and Releases

Kentucky Drought Info

Thanks to Our KAMM Sponsors!

Link to the Newsletter – KAMM Newsletter Fall 2022 Final


KAMM’s Community Mitigation Grant Fundraising – Giving Tuesday

Tuesday, November 29

Get ready!  As a non-profit, KAMM will again be offering funds for projects that promote hazard mitigation through our annual community mitigation grant fundraising.  Monies from our fundraising goes toward a community hazard mitigation project.  The 2023 grants are anticipated to range from $3,000 – $5,000 according to how much we raise. 

For details, link to http://www.kymitigation.org/kamms-community-fundraiser/.

We have 3 ways to donate. 

PayPal – KAMM Community Fundraiser Cash Donation.

Use our QR Code.   

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

Write a check. Send your donation to KAMM, PO Box 1016, Frankfort, KY 40602-1016.  

A BIG thanks to our Awards and Grants Committee for their hard work!


Announcing Damage Assessment and the Declaration Process Workshops

CANCELLED!

KYEM and FEMA RIV will conduct five all day workshops throughout the Commonwealth.  Link to the course flyers for November Damage Assessment and the Declaration Process course details.

This class is intended for emergency management practitioners as well as private sector and non-governmental stakeholders who have a role in assessing disaster damages and impacts and/or requesting assistance.  This course will better prepare staff to conduct effective, accurate and efficient damage assessments to ensure devastated counties or cities are included in a presidential disaster declaration.

The first part of the class, FEMA will cover the following topics.

  • Preliminary Damage Assessment Training
  • The Critical Importance of Initial Damage Assessments
  • Damage Assessments and the Declarations Process-Individual Assistance
  • Damage Assessments and the Declarations Process-Public Assistance

CANCELLED!


GRANT FUNDING


FEMA Publishes Application Support Materials for the Hazard Mitigation Grant Program

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

The following application support materials are available to better support communities and provide detailed information on how to submit a complete and eligible application for funding. The materials below cover 13 of the most requested HMGP project types:

  • Acquisition and demolition
  • Advance assistance
  • Community safe rooms
  • Elevation
  • Flood risk reduction

  • Generators
  • Hurricane wind retrofit
  • Planning
  • Warning sirens and systems

  • Soil stabilization
  • Wildfire
  • Post wildfire soil stabilization
  • Post wildfire flood and sediment

The materials aid state, local, tribal and territorial emergency management to submitting more successful Hazard Mitigation Grant Program applications. Materials also help them reduce time it takes to receive awards.  FEMA anticipates the guides will help HMGP funding reach more communities.

The program provides funding to state, local, tribal and territorial governments so they can develop hazard mitigation plans and rebuild in a way that reduces or mitigates, disaster losses in their communities.  When requested by an authorized representative, this grant funding is available after a presidentially declared disaster.

In alignment with the “people first” approach outlined in the 2022-2026 FEMA Strategic Plan, these materials provide an overview of program requirements, sample applications and step-by-step instructions that aim to reduce barriers preventing some communities. Guides are especially beneficial to disadvantaged communities that may have difficulties accessing the program. 

The support materials include information for the most requested HMGP project types for various mitigation activities such as acquisition, elevation, flood risk reduction, hurricane wind retrofitting and soil stabilization.  FEMA plans to develop more application support materials for additional project types.   

Visit Application Support Materials for the Hazard Mitigation Grant Program | FEMA.gov to access the HMGP support materials.


FEMA Implements an Alternative Cost-Effectiveness Method to Increase Program Accessibility for Communities for Two Hazard Mitigation Grants

October 7, 2022

FEMA has announced an alternative cost-effectiveness methodology for two annual grant programs that increases program accessibility to ensure hazard mitigation funding reaches more communities.

Certain communities have had challenges accessing FEMA programs that enhance disaster resiliency.  These changes will help them take more advantage of assistance available through the Flood Mitigation Assistance and Building Resilient Infrastructure and Communities programs.

For the fiscal year 2022 BRIC and Flood Mitigation Assistance application cycle, the agency is introducing an alternative cost-effectiveness method that will modify the threshold for mitigation projects to be considered cost-effective under limited conditions.  By modifying the threshold for Benefit-Cost Analysis calculations, FEMA expects more projects will benefit disadvantaged communities to develop projects that address climate change effects.

FEMA anticipates changing the cost-effectiveness requirements will lower barriers to access funding for these two grants.  This will help the agency achieving equitable outcomes and align to its “people first” approach as identified in the 2022-2026 FEMA Strategic Plan.

If the BCA generated at a 7% discount rate is less than a Benefit-Cost Ratio of 1.0, FEMA will consider the project cost effective if:

  • The BCA generated at the 7% discount rate is equal to or greater than a BCR of 0.75;
  • The BCA generated at the 3% discount rate must be equal to or greater than a BCR of 1.0; and
  • The mitigation activity benefits disadvantaged communities, addresses climate change impacts, has hard to quantify benefits, and/or is subject to higher costs due to the use of low carbon building materials or compliance with the Federal Flood Risk Management Standard.

Help with Completing Benefit-Cost Analysis Submissions, Other Help

FEMA is helping highly disadvantaged communities and federally recognized tribal nations during the pre-award process, with projects that meet all the other programmatic requirements, with completing a BCA.  Those who qualify for this assistance will be notified during the selection process.  FEMA also helps communities with technical assistance on the BCA to all communities to support demonstrating cost-effectiveness of mitigation projects.  Assistance can be requested through the BCA helpline by emailing or calling 855-540-6744.

Using money from the Bipartisan Infrastructure Law, FEMA is increasing the federal cost share for the Flood Mitigation Assistance program from 75% to 90% for projects located in socially vulnerable communities to lower the financial burden on certain resilience activities. This is important because many disadvantaged communities lack the financial resources to match federal grants and miss opportunities to utilize grant dollars to invest in their resilience.

Interested applicants and subapplicants should contact their Hazard Mitigation Officer for more information.  Geni Jo Brawner is Kentucky’s State Hazard Mitigation Officer (SHMO).  For more information visit FEMA.gov.


NEWS


Best Practices in Disclosing Local Flood Risk

September 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
Disclosing flood risk during real estate transactions is a timely and effective way to raise awareness and drive risk-informed investments.  During the homebuying process, prospective buyers look to a network of trusted sources to help them make decision.

With this insight in mind, FEMA created the Local Flood Risk Disclosure resource. This document offers ideas and examples to help community officials and real estate professionals make flood risk information conveniently available and easy to understand before and during real estate transactions.

The resource has: 

  • A list of local flood risk disclosure best practices that have been implemented in communities across the nation.
  • Spotlights on five communities with different geographies, demographic characteristics and flood hazard concerns.  Each community has implemented best practice public information programs and real estate disclosure practices about flood risks.
  • Additional information on over 80 communities in 21 states with flood risk disclosure and public information practices recognized by the Community Rating System.

To learn more about local best practices and other floodplain management resources, visit FEMA.gov.


FEMA Releases Emergency Management Guide for Local Elected and Appointed Officials

September 2022

FEMA released the “Local Elected and Appointed Officials Guide: Roles and Resources in Emergency Management.” FEMA is releasing the “Local Elected and Appointed Officials Guide: Roles and Resources in Emergency Management”. This guide makes it easier for senior officials to understand, prepare for and execute their leadership responsibilities to help mitigate community risks; save lives; protect property; and recover from disasters.

The guide provides an executive-level introduction to emergency management concepts and principles for local senior officials.  Additionally, it identifies local senior officials’ roles and responsibilities for incident emergency management before, during and after disasters, as well as ways to access available resources.

  • Local Elected and Appointed Officials Guide
  • Local Elected and Appointed Officials Quick Reference Guide
  • Local Elected and Appointed Officials Checklists

Link to FEMA’s series of 60-minute webinars to provide an overview of the guide, quick reference guide and checklists.  The sessions will include facilitated discussions with stakeholders and provide updates since the National Engagement Period.  Advance registration is required and on a first-come, first-served basis.

To download the quick reference guide and checklists, or to learn more about the webinar sessions, visit FEMA.gov.


FEMA Releases Emergency Operations Center Management Guide

October 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
FEMA published the updated Emergency Operations Center (EOC) How-to Quick Reference Guide. The guide cover topics such as hazard vulnerability assessments, physical site selection, mitigation, considerations, EOC capabilities and requirements, information management systems and training and exercises.

The guide is a collection of guidance and best practices, which will contribute to development of an EOC that can successfully meet the jurisdiction’s needs.  The updates include considerations for virtual and hybrid working environments.

The guide is part of the National Incident Management System (NIMS) Emergency Operations Center Toolkit. NIMS is a key component of incident management efforts and enables organizations from across the country to work together during incidents of all kinds and sizes.  Implementing NIMS across the nation is a fundamental part of building our national preparedness.


October as Clean Water Act Month

By proclamation, Governor Andy Beshear has declared the month of October as Clean Water Act Month, in honor of the 50th anniversary of the signing of the Clean Water Act.


FEMA Releases October 2022 Edition of the National Flood Insurance Program Manual

October 1, 2022

FEMA announced the updated edition of the National Flood Insurance Program’s (NFIP) Risk Rating 2.0 Flood Insurance Manual effective Oct. 1.  The Flood Insurance Manual is available on FEMA.gov.

The agency’s regular updates to the Flood Insurance Manual reflect an ongoing effort to deliver clear guidance in an easy-to-understand format.  The updated edition of the Flood Insurance Manual does not change flood insurance coverage or supersede the terms and conditions of the Standard Flood Insurance Policy.  The guidance in this edition reflects the NFIP’s existing underwriting requirements and its current rating methodology, Risk Rating 2.0.

The October 2022 edition of the Flood Insurance Manual clarifies and enhances guidance provided in the October 2021 Risk Rating 2.0 edition of the Flood Insurance Manual.


FEMA Releases New Resource to Align Community Plans and Build Resilience

September 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
A new resource will help economic development and hazard mitigation planners achieve mutually beneficial outcomes. The Comprehensive Economic Development Strategy and Hazard Mitigation Plan Alignment Guide connects economic development and hazard mitigation plans so communities can be more resilient from natural hazards.  The guide was a collaboration between FEMA and the U.S. Economic Development Administration (EDA).

Communities, states and federal officials can use the guide when preparing or reviewing FEMA Hazard Mitigation Plans and EDA Comprehensive Economic Development Strategies. Included in the guide are strategies to help align strategies with approved local plans.

Hazard mitigation plans and EDA Strategies are key plans to improve community resilience.  An EDA Strategy must include economic resilience in its approach while a hazard mitigation plan identifies and plans for natural hazard risks to key sectors, including the economy.  Aligning plans can benefit communities in many ways, including businesses reopening more quickly and keeping critical facilities and infrastructure working during and after hazard events.

Community partners will better coordinate, share priorities and actions that reduce risk and use a wide range of resources and funding when hazard mitigation and economic plans are aligned.  This is because plans reinforce each other and are easier to implement.

The guide includes economic development concepts to add to hazard mitigation plans.  It also encourages integration of information from risk assessments and hazard mitigation ideas to use in a Comprehensive Economic Development Strategies.

To view and download the guide, link to The Comprehensive Economic Development Strategy and Hazard Mitigation Plan Alignment Guide


FEMA Increases Public Assistance Small Project Maximum to $1 Million

August 3, 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

FEMA has implemented a regulatory change to increase the small project maximum for the agency’s Public Assistance program to $1 million.

Simplified procedures allow FEMA to fund eligible small projects based on estimates, which expedites disaster recovery funding to applicants.  By simplifying the application process breaks

Applicants are not required to submit quarterly progress reports on small projects or reconcile final costs, but must still comply with all application laws, regulations, and policies.  National emergency management partners have supported FEMA making this change to reduce administrative burdens, more efficiently use resources, simplify the program for smaller applicants with smaller dollar projects, and speed up the closure of projects.

The $1 million threshold applies to all projects under major disasters and emergencies declared on or after Aug. 3, 2022.  The $1 million threshold also applies to all unobligated PA projects in major disasters and emergencies declared between March 13, 2020, and Aug. 3, 2022.

Link to the FEMA_Advisory_FEMA_Increases_Public_Assistance_Small_Project_Maximum_to_$1Million_20220803


Stop the Bleed Kit Fundraiser

KAMM Member Meghan (Dunn) Brown from the Jeffersontown High School class of 2004 is raising funds to assemble Stop the Bleed Trauma Kits for approximately 100 employees at Jeffersontown High School in Louisville.  A Stop the Bleed Kit is exactly what it sounds like: a package of materials to aid the average person control emergency bleeding.  These kits will include materials in parity with the University of Louisville’s Stop the Bleed Training materials list- a tourniquet, wound packing material, wrap material, trauma sheers, and information card at a minimum.

All funds will go towards assembling kits or directly to Jeffersontown High School.  Send $1, $5, or anything you can.  Follow the links to the GoFundMe page and to the video from WLKY, Louisville, 

  • https://gofund.me/7062a099
  • https://www.wlky.com/article/former-student-raising-money-stop-bleed-kits-jeffersontown-high-school/40644621

TRAINING


Making Mitigation Work Webinars

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
The Natural Hazards Center is excited to announce the return of its popular webinar series, Making Mitigation Work. The series—which is produced in partnership with the FEMA—features free one-hour webinars that highlight progress in mitigation policy, practice and research.

On Aug. 9, an interactive presentation was held on the Diversifying HayWired Communication project.  The project featured fellows from the Bill Anderson Fund who collaborated with the U.S. Geological Survey to find ways to better connect with marginalized communities and foster earthquake awareness and preparedness. View the recorded presentation, Connecting with Marginalized Communities to Improve Risk Communication, online. 

You can access previous sessions of the Making Mitigation Work series on Natural Hazards Center’s website. The collection includes more than 20 videos that discuss topics such as mitigation messaging, building codes, buyout programs, disaster spending and investment, infrastructure resilience, community collaboration and racial and social equity.

Making Mitigation Works webinars are held the second Tuesday of each month.  Visit Natural Hazards Center || Making Mitigation Work (colorado.edu)

Participants may qualify for continuing education credits from the International Association of Emergency Managers.  Learn more on the Continuing Education Credits webpage.


Flood insurance and the NFIP’s new pricing methodology

Recurring webinar series

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

FEMA Region 5’s Flood Insurance Liaison will be hosting a series of webinars about flood insurance through the NFIP and the NFIP’s new pricing methodology known as Risk Rating 2.0: Equity in Action. 

Topic: Introduction to Flood Insurance through the NFIP

When: Every month on the Third Tuesday at 9:30 AM Central Time.

Where: Zoom.  Registration required. 

This webinar will introduce key concepts of the NFIP including:
1)    Flood insurance compared to disaster assistance
2)    Eligibility to purchase flood insurance
3)    Coverages
4)    Loss settlement (claims) and appeal


Topic: Introduction to the NFIP’s New Pricing Methodology (Risk Rating 2.0: Equity in Action)

When: Every month on the Third Tuesday at 1:00 PM Central Time.

Registration Link: Zoom.  Registration required. 

This webinar will introduce attendees to fundamental concepts of the NFIP’s new pricing methodology (Risk Rating 2.0).  Topics covered include a comparison of the legacy and new methodology, rating variables, and transition rules.

In most cases, there is a 30-day waiting period before flood insurance policies become effective.  Start your preparations early by learning more about flood insurance today.

For more information on the NFIP’s new pricing methodology, visit Risk Rating 2.0: Equity in Action | FEMA.gov. 


The CRS Webinar Series provides both live and on-demand training to communities.  The Series includes basic introductory sessions and more advanced topics, most averaging about an hour in length.

For dates and topic, link to CRS Training and Webinars

Link to https://crsresources.org/training/ to register.


Campbell County KY Office of Emergency Management Training Calendar

Campbell County provides in-person training.

Link to the their 2022 calendar.


PROGRAM UPDATES AND RELEASES


Building Community Resilience with Natural Hazard Code Adoption and Enforcement

August 2022

In November 2020, FEMA’s landmark study, Building Codes Save: A Nationwide Study, and its accompanying brochure, Protecting Communities and Saving Money, made the case for why communities should proactively adopt and enforce natural hazard-resistant building codes. The results spoke for themselves: an estimated reduction in property losses of $132 billion–based on forecasted consistent growth associated with using modern building codes from 2000-2040–nationwide.

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
As June 1 marked the start of hurricane season, officials from the White House, FEMA, state and local government and private sector entities announced the National Initiative to Advance Building Codes at Florida International University. Within this initiative, federal departments and agencies will review federal funding and financing of building construction to ensure projects follow updated model codes. The initiative will also provide incentives and support for communities to adopt modern building codes. FEMA’s Building Codes Strategy was announced in April at the National Hurricane Conference.

To help with these efforts, FEMA published the Building Codes Adoption Playbook for Authorities Having Jurisdiction. The Playbook is intended for officials interested in increasing community resilience and reducing loss from natural hazards by adopting the latest editions of model building codes.

The Playbook equips officials with background and language to help educate decision-makers and constituents on the benefits of adopting and enforcing the latest building code editions. In addition, the publication provides general steps to help navigate the code adoption process and informs about FEMA grants available to support building code adoption and enforcement activities.


Better Way: An Application for Risk Characterization of HABs on the Ohio River

August 2, 2022

 In 2015, an unprecedented algal bloom in the Ohio River caught many communities by surprise.  Since then, EPA researchers have been working with water quality managers to address a gap in scientific research regarding the ability to predict harmful algal blooms on rivers. 

HAB events on rivers are likely to become increasingly common as climate change pushes towards longer, hotter, drier summers.  As spring showers wash nutrients into the river, an extended hot drought period will cause water to evaporate from the river.  Less water in the river creates a higher concentration of nutrients as well as a slower flow, factors which impact the likelihood of a HAB event.

Beginning in 2018, the team conducted research over the course of three years to create a web-based application that used key factors to predict HABs.  The team developed a multi-pronged approach that modeled risk probabilities for sites along the entire river and included water quality data to help evaluate the model predictions.  The efforts resulted in a real-time HABs risk characterization tool that is now being used and maintained by ORSANCO.

Read about the tool they created to help better understand water quality in the river and prepare for future algal blooms.

Learn More

  • Cyanobacterial Harmful Algal Blooms
  • Climate Change and Harmful Algal Blooms
  • A Flow-Based Risk Characterization Model for HABs on the Ohio River
  • Risk Characterization App for Harmful Cyanobacteria Blooms on the Ohio River  

Building Codes, The Foundation for Resilience: Get Reimbursed for Building Code Administration and Enforcement After a Disaster with Public Assistance

July 2022

Section 1206 of the Disaster Recovery Reform Act of 2018 authorizes FEMA to provide communities with the resources to administer and enforce building code and floodplain management ordinances following a major disaster declaration through FEMA’s Public Assistance Program.

To promote this opportunity, FEMA has developed a two-page flyer that outlines:

  • Who’s eligible to apply
  • What work & costs are eligible for reimbursement
  • Cost-share details and more!

Link to Download the DRRA 1206 Flyer.


A Step Forward, recommendations for Improving Seismic Code Development, Content, and Education

April 2022 

FEMA P-2191, A Step Forward, recommendations for Improving Seismic Code Development, Content, and Education  summarizes recommendations to improve seismic code and standard development, content and education.

FEMA P-2191 identifies how improved content, usability and better distribution of updates would improve the public’s understanding of seismic codes.  It also suggests seismic code and standard education to practicing engineers and building officials.

Seismic codes and standards provide necessary regulations for building design and construction to meet the required level of seismic performance.  However, there are many areas where seismic codes and standards can be improved.  This report helps to capture the opinions and recommendations of seismic code and standard developers, users and other stakeholders.

Link to Download.


FEMA Roadmap to Federal Resources for Disaster Recovery

June 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
The Recovery Support Function Leadership Group (RSFLG) released the Roadmap, designed to help state, local, tribal, and territorial entities and other interested parties who are facing recovery and resiliency challenges and who may benefit from federal financial program support.  Users of the Roadmap are prompted to think through challenges they may be facing post-disaster, evaluate potential solutions to those challenges, and then identify which of the federal financial resources aligned to those solutions may be applicable to their specific criteria.

The Roadmap serves as a useful informational tool for entities navigating the post-disaster recovery resource landscape.  It is important to note the Roadmap is for informational purposes only and was compiled with publicly available information and should therefore be viewed only as a starting point for individual research.

Link to Roadmap to Federal Resources for Disaster Recovery.


FEMA Releases Disaster Recovery Reform Act Video

June 2022

FEMA developed an introductory video to the Disaster Recovery Reform Act Section 1206 to arm floodplain administrators, emergency managers, elected officials and other stakeholders in the recovery process. The video will supply stakeholders with the information needed for successful reimbursement of these new eligible activities. Through the narrator’s story following a devastating disaster in her community, viewers will learn key eligibility requirements for communities, work and costs covered under the policy and how to seek reimbursement for these new activities. 

When disaster strikes, many communities have hundreds, if not thousands, of structures to protect against future damage or restore to local codes and standards. Section 1206 of the Disaster Recovery Reform Act authorizes FEMA to reimburse communities that participate in the National Flood Insurance Program (NFIP) for the resources needed to effectively administer and enforce building codes and floodplain management regulations following a major disaster declaration. This creates new eligible activities through FEMA’s Public Assistance Program to carry out required post-disaster activities, increasing the overall speed of recovery and enhancing NFIP compliance. 

To watch the full video, visit FEMA’s YouTube page. 


Resilient Building Codes Toolkit Resource

June 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

HUD added a new page dedicated to Resilient Building Codes and it is now available.  The webpage includes links to the newly released Resilient Building Codes Toolkit and will provide access to the recordings of the Resilient Building Codes Webinar series that took place in Spring 2022.

Why Focus on Building Codes?

Building codes underpin the key health and safety aspects of our built environment.  They are a combination of operational expectations and physical requirements, with variations in interpretation and application based on geographies.  They are governed at the state and local level but nearly always reference international and national codes and standards.  Climate change is a new risk that is not commonly addressed in existing codes and standards.

As Community Development Block Grant Disaster Recovery (CDBG-DR) and CDBG Mitigation (MIT) grantees look to build back from disasters in more resilient ways and seek to mitigate damage from future hazards, understanding the role building codes can play in meeting their goals should not be underestimated.  The Resilient Building Codes Toolkit and Webinar Series are meant to guide the reader to determine what steps make the most sense for their communities to pursue to achieve resilience.

On the resource page:

  • The full Resilient Building Codes Toolkit, including individual links to each document contained within the toolkit
  • The webinar series recordings:
    • Making the Business Case – recorded on April 28, 2022
    • A Practitioner’s Guide – recorded on May 19, 2022
    • Action at the Community Level – recorded on May 26, 2022

Link to View the Resilient Building Codes Page.


FEMA Releases Simple Guides Under Risk Rating 2.0: Equity in Action

June 2022

FEMA releases Simple Guides for nine different types of structures and their unique characteristics to help agents generate flood insurance policy quotes easier under Risk Rating 2.0: Equity in Action.

For the first time in the National Flood Insurance Program’s history, policyholders pay premiums that fairly reflect what it costs to insure their property based on their unique flood risk under Risk Rating 2.0: Equity in Action.  This great change involves many factors and takes time to learn and fully implement.

The guides provide snapshots of important information included in the Flood Insurance Manual and can be used when searching for quick answers and tips. They contain key aspects of the rating and quoting elements for agents and are helpful two-page resources for anyone who wants to understand how flood risk and rates are calculated.

  • Single Family Homes
  • Residential Condo Building
  • Two-to-Four Family Building
  • Residential Unit
  • Residential Mobile Home
  • Other Residential Units
  • Non-Residential Building
  • Non-Residential Unit
  • Non-Residential Mobile Building

To read the nine Simple Guides and other flood insurance resources visit, Risk Rating 2.0: Equity in Action on FloodSmart.gov.


FEMA, USFA Release Wildland Urban Interface Report

June 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
FEMA’s U.S. Fire Administration released the “Wildland Urban Interface: A Look at Issues and Resolutions,” report.  The report raises awareness and initiates collaborative efforts to facilitate change in wake of catastrophic wildfire losses in the wildland urban interface.  This report highlights the wildland interface issues in the United States and will help the wildland and structural firefighting community and neighborhoods unite around key actions to reduce risk to themselves, to firefighters and the environment.

Wildfires are among the worst natural and man-made disasters facing our nation.  Factors such as climate change and reduced land management practices are significantly contributing to the cause, increasing the frequency and intensity of wildfires.

Federal agencies are working with partners to address many of the wildland interface challenges discussed in this report.  These efforts include:

  • Increasing forest and rangeland resiliency through prescribed burning and mechanical thinning.
  • Strengthening communication strategies and engagement operations through wildfire prevention and mitigation programs.
  • Proactively planning for and mitigating the continued effects of climate change.
  • Other high-priority areas in the report are also focused on firefighter health and safety, especially mental and behavioral health and public safety through improving evacuation procedures with efforts such as Reverse 911.

Link to the Wildland Urban Interface: A Look at Issues and Resolutions,”

To help prepare yourself and your family for wildfires, visit Ready.gov/wildfires.


Partial Implementation of the Federal Flood Risk Management Standard for Public Assistance (Interim)

FEMA Policy 104-22-0003

June 3, 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

FEMA announced its release of the Partial Implementation of the Federal Flood Risk Management Standard for Public Assistance (Interim) which provides elevation requirements for actions involving structures located in a designated floodplain.

FEMA is committed to leveraging its programs to ensure communities affected by current and future flood risk are less vulnerable to the loss of life and property.  Many communities are faced with aging infrastructure, which can increase risk from major disasters.  As the frequency of these disasters accelerates, the agency must increase climate adaptation investments across the nation.

The Federal Flood Risk Management Standard (FFRMS) is a flood standard established to increase community resilience to flooding.  This policy implements the portion of FFRMS that sets a higher elevation standard for structures in floodplains.

This policy establishes requirements for elevating and floodproofing structures funded under the Public Assistance (PA) program.  Requiring use of FFRMS will help ensure that the federal investment in structures is spent in a manner that improves community resilience.  The policy defines elevation and floodproofing requirements for structures within the 100 and 500-year floodplains.  The costs associated with elevating and floodproofing structures to meet the requirements of this policy are eligible for Public Assistance funding.

FEMA is prioritizing policy changes across its programs that advance the adoption and enforcement of disaster resistant building codes and standards to increase the Nation’s resilience to current and future risks from a changing climate.  FEMA continues to evaluate existing authorities to identify ways in which the agency can strengthen communities before, during, and after disasters across all programs.

Link to Partial Implementation of the Federal Flood Risk Management Standard for Public Assistance


Revised NFIP Technical Bulletin 7 has been Released

May 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
FEMA Building Science Branch is pleased to announce the release of the National Flood Insurance Program (NFIP) Technical Bulletin 7, Wet Floodproofing Requirements and Limitations For Buildings and Structures Located in Special Flood Hazard Areas in Accordance with the National Flood Insurance Program. Future technical bulletins will follow this publication’s new format.

Technical Bulletin 7 (TB 7) provides guidance on the NFIP floodplain management requirements for the design and construction of wet floodproofed buildings and structures in Special Flood Hazard Areas.

TB 7 discusses limitations on the use of wet floodproofing and how to evaluate the feasibility of using wet floodproofing measures for historic structures, agricultural structures and functionally dependent uses.

The major updates in TB-7 include:

  • Updated to be consistent with the requirements of FEMA Policy #104-008-03, Floodplain Management Requirements for Agricultural Structures and Accessory Structures, and FEMA P-2140, Floodplain Management Bulletin, Floodplain Management Requirements for Agricultural Structures and Accessory Structures.
  • Expanded discussion on best practices and measures to reduce flood damage when NFIP compliance is not required.
  • Clarification of when wet floodproofing measures that require human intervention can be used.

TB 7 also discusses NFIP regulations and how building design criteria apply to new construction, substantial improvement and substantial damage.

To learn more about the eleven NFIP Technical Bulletins, visit the FEMA National Flood Insurance Technical Bulletins.

For more information on building science, visit fema.gov/building-science.


FEMA Releases New Flood Insurance Resources

May 2022

If a property owner doesn’t know their flood risk, they cannot know their premium rate or what mitigation actions to consider.

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

As FEMA rolled out the National Flood Insurance Program’s new rating system, Risk Rating 2.0: Equity in Action, the agency has heard questions from policyholders and industry partners such as, “How does FEMA calculate my rate?” and “How can I reduce my flood risk and pay less?”

To provide answers to these important questions, FEMA has published new materials to the Risk Rating 2.0: Equity in Action resource webpage on FloodSmart.gov.

These user-friendly educational tools are a part of the agency’s commitment to increasing transparency and communication.  The materials provide in-depth explanations on topics ranging from flood risk variables and individualized policy pricing to discounts and other options available to policyholders.

This collection is updated regularly and insurance providers are encouraged to use and share these resources to help their clients protect lives and to help close the flood insurance gap.


What’s Changed in Risk Rating 2.0 and CRS

May 2022

Risk Rating 2.0 (RR 2.0) rating methodology now incorporates a wide range of rating variables; however, two major ones that are no longer used are Base Flood Elevations and flood zones.  In the old methodology (RR 1.0), properties in moderate-low risk zones (e.g., B, C, X) with minimal losses could qualify for a lower-cost Preferred Risk Policy (PRP); however, they did not receive a CRS discount.  If they did not qualify for the PRP, they could be written as a standard-rated Zone X policy and receive 5% or 10% discount depending upon the CRS Class.  Buildings in Zone A would get the full discount.

In RR 2.0, because the flood zone is no longer a rating variable, the discount that had applied to just Zone A policies now applies to all policies.  So, a policy in Zone X receives the same discount.  While there are numerous variations and nuances.

Link to the two-page Fact Sheet– RR+2.0 Fact Sheet and CRS.


FEMA Updates State and Local Mitigation Planning Policy Guides

April 19, 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

FEMA updated its state and local mitigation planning policy guides to reflect programmatic and administrative regulatory changes.  The agency routinely updates the policies to continually improve and better support stakeholders in meeting federal requirements when creating hazard mitigation plans.

The updated policies facilitate consistent evaluation and approval of state and local hazard mitigation plans and promote mitigation planning and risk-informed decision-making.  They also support stakeholders in meeting federal requirements with their hazard mitigation plans to receive certain types of funding.

These are the next generation of policies that reinforce resilience as a whole-community effort that builds state and local capabilities to plan for long-term risk reduction, climate change and equitable outcomes.  Changes to state and local policies include:

  • Inclusion of key priorities such as climate adaptation, equity, resilience and building codes.
  • Updated guidance and procedures that support states seeking enhanced status.  Enhanced states demonstrate a comprehensive mitigation program and capability to manage additional federal mitigation funding. 
  • Incorporates new FEMA grant programs, such as Building Resilient Infrastructure and Communities, Hazard Mitigation Grant Program Post-Fire and the Rehabilitation of High-Hazard Potential Dams program.
  • Strengthened connection with Fire Management Assistance Grant program.
  • Alignment with national initiatives and programs such as the National Mitigation Investment Strategy.
  • A renewed focus on resilience to support communities in creating holistic plans that will help the whole community understand the importance of mitigation and develop mitigation actions based on current and future risks and capabilities. 

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
The policies will become effective for all mitigation plan approvals one year from the official release date.  This provides a one-year transition period for state and local governments to meet the new requirements.

As of March 31, 85% of the nation’s population live in communities with current mitigation plans.  FEMA-approved hazard mitigation plans are required for certain types of federal grant funding.

The policies are the official interpretation of the requirements in the Robert T. Stafford Disaster Relief and Emergency Assistance Act, as amended and other federal statutes as well in federal regulations, specifically Title 44 Code of Federal Regulations Part 201 Mitigation Planning.

Visit FEMA’s Policy Update webpage to learn more. 


Hurricane and Flood Mitigation Handbook for Public Facilities

April 6, 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
Hurricane and Flood Mitigation Handbook for Public Facilities – FEMA P-2181, is a new tool released this year that can help state, local, tribal and territorial governments, public facilities, private nonprofits, and others seeking ways to reduce hurricane and flood risk to public infrastructure facilities.

The Handbook presents an introduction and 30 fact sheets that provide technical guidance and recommendations for applying mitigation best practices. The fact sheets have information about improving public facilities and other infrastructure vulnerable to flood and wind damage. This Handbook also has best practices developed from decades of hurricane and flood disaster evaluations.

Topics include Roads, Water Control Facilities, Buildings, Public Utilities and Parks, Recreation. The work of FEMA’s Mitigation Assessment Teams, which analyze damaged structures after a disaster to identify ways to increase resilience, enhances the material presented here.

Link to Hurricane and Flood Mitigation Handbook for Public Facilities


EPA Tool Provides the Public with Customized Updates on Local Enforcement and Compliance Activities

March 22, 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?
EPA announced the release of a new web tool, called “ECHO Notify,” that empowers members of the public to stay informed about important environmental enforcement and compliance activities in their communities.  Through ECHO Notify, users can sign up to receive weekly emails when new information is available within the selected geographic area, such as when a violation or enforcement action has taken place at a nearby facility. 

ECHO Notify provides information on all EPA enforcement and compliance activities as well as activities of state and local governments under the Clean Air Act, Clean Water Act, Resource Conservation and Recovery Act, and the Safe Drinking Water Act.  

Increased transparency leads to stronger deterrence of environmental violations.  As more people play an active role in protecting their neighborhoods from pollution, EPA has developed ECHO Notify so that finding updates on environmental enforcement and compliance activities is as easy as checking your email.

Link to EPA’s website ECHO Notify,. On the homepage, you can: 

  • Select a geographic area and/or facility ID(s)
  • Choose the type of compliance and enforcement information of interest

EPA has prepared a short video that provides an overview of ECHO Notify and explains how to use it.  Link to the video, ECHO Tutorial: Intro to ECHO NotifyEXITEXIT EPA WEBSITE.


Catalog of FEMA Building Science Resources, 6th Edition – FEMA P-787 

January 2022

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

FEMA’s Building Science and Earthquake and Wind Programs Branches have compiled this catalog of available FEMA publications for natural hazards.  The publication descriptions are first organized by primary hazard  earthquake, food, high wind, hurricane, multi-hazard, other hazards, Mitigation Assessment Team (MAT) program, and building codes resources – and then by stakeholder groups  individuals and homeowners, teachers and kids, private sector and small business, community planning and policy, building professionals and engineers (contractors, builders, engineers, and architects), and private sector and small business and are further arranged by subject areas and ordered alphabetically.

Link to download  P-787 Catalog of FEMA Building Science Resources


FEMA Updates Community Resilience Exercise Guide 

What action must be completed prior to the awarding of funds from the Kentucky real estate Education Research and Recovery Fund?

November 9, 2021

FEMA releases updates to the Long-Term Community Resilience Exercise Resource Guide, a “one-stop-shop” for any jurisdiction or organization interested in using a climate-focused exercise to better understand their long-term risk and evaluate actions to mitigate them. 

Exercises provide an effective forum for the public to develop a common understanding of risk, assess current capabilities, and identify preparedness gaps and other needs to be addressed through future planning.  The guide is helpful for planning and conducting scenario-based exercises.  It uses different time horizons and levels of climate risk to help visualize the future and evaluate options for constructive action to adapt to climate changes already occurring and those to come.  This guide equips users with:

  • A dictionary with common terms to ensure a shared understanding of climate-related terminology and principles before an exercise.
  • Tools and templates for planning and conducting climate-focused exercises.
  • Resources including funding opportunities, risk assessments and training programs.

Link to the Guide –  FEMA_Advisory_FEMA_Updates_Community_Resilience_Exercise_Guide

The guide offers the latest Homeland Security Exercise and Evaluation Program (HSEEP) guiding principles, new discussion prompts specific to climate change and social justice, and noteworthy resources from across the interagency. 

Mobile Tools

USGS Mobile Flood Tool

The U.S. Geological Survey released a mobile tool that provides real-time information on water levels, weather, and flood forecasts all in one place. The new USGS National Water Dashboard will help inform forecasting, response, and recovery efforts for agencies such as the National Weather Service, FEMA, U.S. Army Corps of Engineers, and other federal, state and local agencies.


What is the FEMA App

Take Charge of Disasters The FEMA App is your personalized disaster resource, so you feel empowered and ready to take charge of any disaster life throws your way.   

PLAN: Learn how to prepare for common hazards quickly and easily.

Whether you’re experienced or just starting out, the FEMA App can help you learn basic preparedness strategies like how to create a family emergency communication plan, what to pack in your emergency kit, and what to do immediately after a disaster. 

PROTECT: Knowing when and how to protect yourself, your loved ones and your property during a disaster can make all the difference.

With the FEMA App, you can receive real-time weather and emergency alerts from the National Weather Service for up to five locations nationwide.  It can also help you find a nearby shelter if you need to evacuate to a safe space.

Download the FEMA App

Get it on Google Play 

Download it on Apple Store.

You can also download the app via text messaging. On an Android device, text ANDROID to 43362 (4FEMA); On an Apple Device, text APPLE to 43362 (4FEMA).

Disaster Survivors

Use FEMA text messaging to find up to three emergency shelters or FEMA Disaster Recovery Centers nearby.

TEXT FOR HELP

To search for shelters near you, text SHELTER and your ZIP code to 43362 (e.g. Shelter 12345). You may look up shelters any time through the American Red Cross shelter map or by downloading the FEMA App.

Safety Tips

To sign up to receive general information about how to prepare for any type of disaster, text PREPARE to 43362.  To sign up for disaster specific safety tips, text one of the keywords below to 43362:

  • BLACKOUT
  • EARTHQUAKE
  • FIRE

  • FLOOD
  • TORNADO

  • WILDFIRE
  • WINTER

Mitigation Matters!  

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Which of the following is a purpose of the Kentucky Real Estate Education Research and Recovery Fund?

The real estate education, research and recovery fund has several purposes, including: Paying outstanding court orders against licensees who have caused financial harm upon citizens through improper, fraudulent or dishonest conduct. Investment. Advancing education and research in the field of real estate.

What is the main purpose of the Kentucky Real Estate Commission quizlet?

what is the main purpose of the Kentucky Real Estate Commission? to put into effect and make known the administrative regulations to effectively carry out and enforce the provisions of the Kentucky statutes governing real estate. who must a principal broker supervise in a real estate office?

Which of the following best describes a Kentucky escrow account?

Which of the following best describes a Kentucky escrow account? An escrow account must be separate from the broker's individual or office account, and must be identified to the Commission in writing.