Updated 11/16/2021 - Return to Index Refer to Property & Casualty Filings Made Easy for required documentation.
FormsFiling Standards
RatesFiling Standards
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Which entity approves the insurance policy forms used in Florida?Individual short-term policy forms and rates must be filed and approved by the Florida Office of Insurance Regulation (OIR) prior to being marketed.
What document must be made part of the insurance policy?According to the entire contract provision, what document must be made part of the insurance policy? Copy of the original application. What provision of a life insurance policy states the insurer's duty to pay benefits upon the death of the insured, and to whom the benefits will be paid? Consideration.
Which of the following is an agreement between an insured and an insurer?The Insuring Agreement
This is a summary of the major promises of the insurance company and states what is covered. In the Insuring Agreement, the insurer agrees to do certain things such as paying losses for covered perils, providing certain services, or agreeing to defend the insured in a liability lawsuit.
What must a policy owner provide to the insurer for validation that a loss has occurred?A Proof of Loss statement must be provided to an insurance company to show that a loss actually occurred. Which health policy clause stipulates that an insurance company must attach a copy of the application to the policy to ensure that it is part of the contract?
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